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Get in touch with an income protection insurance specialist


Income Protection

Income protection insurance is a crucial financial safety net for farmers. It provides financial support by replacing a portion of the insured’s income if they are unable to earn due to illness or injury. This insurance offers farmers peace of mind, ensuring financial stability while they focus on recovery.

For help finding income protection insurance for farmers, contact FarmInsurance365

Benefits of Cover

Farmers might require income protection if they're injured in a farming accident or develop a chronic illness that prevents them from working. This coverage helps farmers meet their financial obligations such as farm loans, mortgage payments, and household expenses, preventing financial strain during periods of incapacity.

For more information on income protection providers, contact FarmInsurance365

Standard cover

Income protection insurance for farmers usually offers income replacement payments during incapacity and may include partial disability benefits for reduced capacity to work. Additionally, some policies provide hospitalisation benefits, rehabilitation support to aid in recovery, and ensure comprehensive protection for farmers' livelihoods.

Let us put you in touch with an income protection insurance provider, contact FarmInsurance365


Income Protection FAQ

How is income protection cover different from personal accident cover?

Personal accident plans provide one-time compensation for specified injuries resulting from accidents. But income protection policies offer ongoing financial support for a wider range of circumstances, including accidents, illnesses, and disabilities that impact a person's ability to work and earn income.

What are the exclusions and limitations of income protection insurance?

Insurance policies often list situations where coverage doesn't apply, like pre-existing conditions, self-inflicted injuries, or participation in hazardous activities. It's important to understand these exclusions, your coverage extent, and any limitations. Ask questions and review this with your insurer to be sure.

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